Hi – I have been told that I need to carry SR-22 auto insurance Phoenix. What is it?
Samantha R. – Glendale, AZ

Samantha, SR-22 auto insurance Phoenix is for high-risk drivers who have been arrested for certain traffic violations and usually have had their driver’s licenses taken away. It’s a certificate provided by the DMV usually ordered by the courts. If your driver’s license has been taken away or suspended due to a violation of the law then AZ may require you to get and maintain SR-22 auto insurance Phoenix in order to have your license back.
You can contact your current insurance carrier if you are in need of SR-22 auto insurance Phoenix or you can use the Internet which may provide lower rates.

My sister is moving in with me. She has her own car, but can I add her to my auto insurance so we can cut down on costs? She is 28.
Beth B., – Chandler, AZ

Beth,
There are several ways you and your sister can start sharing expenses now that she will be living with you. There is a referred to category of insurance titled Female Auto Insurance Phoenix which is one of them. Call your current auto insurance carrier and ask how much it will be to add her to your policy. Make sure to ask for special discounts such as an age discount since she is over 25 and a female auto insurance rate since she is a she. Make sure to check on a female auto insurance Phoenix rate for yourself along with any other discounts that may be available for you. It is also good to get as many quotes as you can. The insurance industry is very competitive, so you may be able to get a far cheaper one by just researching your options. Online is a great way to research since you can get several quotes all at the same time.

Help! I am looking for a low auto insurance quote. My husband and I have been laid off and we are trying to cut costs everywhere. What do you recommend to keep our costs down or should we just go without insurance until we have more money?
Abby L. – Phoenix, AZ

Abby,
Getting auto insurance quotes Phoenix can be tough. But whatever you do, DO NOT go without auto insurance. In some states it’s illegal to not have insurance. You never know when you may be in an accident and there are so many things you can be responsible for if you are in one. Here are a few tips:

Call your current carrier and ask if you qualify for any discounts on your auto insurance. Some common discounts include: a good credit record, safe driving record and low mileage driven.

Ask your current carrier for an auto insurance quote with a higher deductible. This may lower your monthly premium and any costs will only be applied if you are actually in an accident.

Then get two additional auto insurance quotes Phoenix. We recommend looking on the internet (you can start by inserting your zip code in the banner below this blog) as well as contacting companies direct. Ask them about discounts and higher deductibles too.

Good luck!