Hi – I have been told that I need to carry SR-22 auto insurance Phoenix. What is it?
Samantha R. – Glendale, AZ

Samantha, SR-22 auto insurance Phoenix is for high-risk drivers who have been arrested for certain traffic violations and usually have had their driver’s licenses taken away. It’s a certificate provided by the DMV usually ordered by the courts. If your driver’s license has been taken away or suspended due to a violation of the law then AZ may require you to get and maintain SR-22 auto insurance Phoenix in order to have your license back.
You can contact your current insurance carrier if you are in need of SR-22 auto insurance Phoenix or you can use the Internet which may provide lower rates.

My son is currently in the military. We are planning on him being away for close to a year. His car is still here at our home in AZ and no one will be using it. What is the best thing to do with his auto insurance? Should we keep paying it, stop it altogether or is there special military auto insurance for those presently serving?

Dan B. – Sun City, AZ

A – Dan,
Yes there are special military auto insurance Phoenix policies. It may also be possible that you can put a hold on either part or all of his auto insurance coverage and once he returns, you can re-activate his policy without any penalties. For more information, I would get a quote on military auto insurance Phoenix online which will allow you to compare several carriers and then call your present carrier and discuss with them.

Help! My husband’s 17 year old son is coming to stay with us. He doesn’t have a car and my husband insists on buying him a used one, although I don’t think it’s a good idea. He has a DUI, a few speeding tickets and a ton of parking tickets on his record already! Will he be able to get his own teen auto insurance policy or will he have to go on ours? If he goes on ours, how much more will we have to pay each month?
Martha Y. – Goodyear, AZ

Martha,
It looks like you will have your hands full, but the good news is there are lots of options out there for teen auto insurance Phoenix policies. His policy may have rate increases because of his history and probably won’t be eligible for discounts, but your best bet is to do lots of research. Call your current carrier and ask how much it would be to get him his own policy vs. adding him to yours. Then look online where you can research multiple carriers at the same time. Be sure to have a policy in place before he starts driving any of your cars! Oh, and the parking tickets won’t affect the teen auto insurance Phoenix rate. Just be sure they are all paid or he may be at risk to have his car towed!