How do you teach a young driver in Pennsylvania to be responsible when driving?

Reader:

I am fighting with my teenage son about the responsibilities associated with being a driver. The cost on insurance for young drivers in Pennsylvania is outrageous and I can’t take the risk that he will not be a good driver. Any suggestions?
Cassie W. – New Castle, PA

Editor:

Cassie,
Think about having your son pay for his portion of the insurance bill. That way if he is responsible for paying and knows the rates will increase if he gets a ticket or into an accident then he might be forced to drive responsibly. Also keep an eye on his grades. Many believe that those with good grades are likely to drive more responsibly. Lastly – shop around to look a better rate on insurance for young drivers in Pennsylvania. Insurance rates are extremely competitive right now so if you shop online comparing multiple carriers, you are likely to find something more affordable for both you and your son.