Reader:

I am fighting with my teenage son about the responsibilities associated with being a driver. The cost on insurance for young drivers in Pennsylvania is outrageous and I can’t take the risk that he will not be a good driver. Any suggestions?
Cassie W. – New Castle, PA

Editor:

Cassie,
Think about having your son pay for his portion of the insurance bill. That way if he is responsible for paying and knows the rates will increase if he gets a ticket or into an accident then he might be forced to drive responsibly. Also keep an eye on his grades. Many believe that those with good grades are likely to drive more responsibly. Lastly – shop around to look a better rate on insurance for young drivers in Pennsylvania. Insurance rates are extremely competitive right now so if you shop online comparing multiple carriers, you are likely to find something more affordable for both you and your son.

Hi – I have been told that I need to carry SR-22 auto insurance Phoenix. What is it?
Samantha R. – Glendale, AZ

Samantha, SR-22 auto insurance Phoenix is for high-risk drivers who have been arrested for certain traffic violations and usually have had their driver’s licenses taken away. It’s a certificate provided by the DMV usually ordered by the courts. If your driver’s license has been taken away or suspended due to a violation of the law then AZ may require you to get and maintain SR-22 auto insurance Phoenix in order to have your license back.
You can contact your current insurance carrier if you are in need of SR-22 auto insurance Phoenix or you can use the Internet which may provide lower rates.

My husband is in the military and in need of auto insurance when he is home. Where do I begin looking to specific military auto insurance Phoenix?
Roberta T. – AZ

Roberta,
All carriers offer some type of military auto insurance, but my suggestion to you is to shop around and compare rates from many carriers. Starting online you can compare several carriers and rates at once. Your husband may be eligible for a discount on his military auto insurance Phoenix if he can prove he is either currently in the military, a veteran or retired member of the military. There are also some additional perks for active members of the military.

I have to carry SR-22 auto insurance Phoenix certificate because my driver’s license was suspended for a DUI. How long will I have to carry it?
Elliot L. – Peoria, AZ

Elliott,
In Arizona, you need to carry SR22 auto insurance Phoenix for 3 years from the date your license was suspended. For more information check out Arizona SR-22 Insurance Phoenix Requirements and Drunk Driving Laws in Arizona. To compare SR-22 auto insurance Phoenix rates from several carriers, we recommend using the internet. The rates tend to be expensive since it is for high risk drivers, but the lowest rates on SR22 auto insurance Phoenix tend to be found on the internet.

My sister is moving in with me. She has her own car, but can I add her to my auto insurance so we can cut down on costs? She is 28.
Beth B., – Chandler, AZ

Beth,
There are several ways you and your sister can start sharing expenses now that she will be living with you. There is a referred to category of insurance titled Female Auto Insurance Phoenix which is one of them. Call your current auto insurance carrier and ask how much it will be to add her to your policy. Make sure to ask for special discounts such as an age discount since she is over 25 and a female auto insurance rate since she is a she. Make sure to check on a female auto insurance Phoenix rate for yourself along with any other discounts that may be available for you. It is also good to get as many quotes as you can. The insurance industry is very competitive, so you may be able to get a far cheaper one by just researching your options. Online is a great way to research since you can get several quotes all at the same time.